The theory of planned behavior as a model for predicting credit card debt among college students

Material Information

Title:
The theory of planned behavior as a model for predicting credit card debt among college students
Series Title:
Barry University Theses -- College of Arts and Sciences – Psychology
Creator:
Kennedy, Brian P.
Place of Publication:
Miami, Fla.
Publisher:
Barry University
Publication Date:
Language:
English
Physical Description:
62 leaves : ill. 28 cm

Thesis/Dissertation Information

Degree Disciplines:
Psychology

Notes

Abstract:
The current study aimed to expand Ajzen’s (1991) theory of planned behavior by adding the construct of economic locus of control to predict credit card debt in college students. Ninety-six participants (65 women) completed an online survey measuring attitudes toward credit, subjective norms, perceived behavioral control and economic locus of control. Analysis revealed that attitudes, subjective norms and perceived behavioral control successfully predicted students’ intention to use credit cards. Nevertheless, economic locus of control failed to predict intention. Furthermore, perceived behavioral control successfully predicted reported amount of credit card debt. This information may be incorporated into the development of financial literacy programs that target changing students’ attitudes toward credit and increasing students’ perceived control over credit card usage.
Thesis:
Thesis (M.S.)--Barry University, 2009.
Bibliography:
Includes bibliographical references (leaves 37-41).

Record Information

Source Institution:
Barry University
Holding Location:
Barry University Archives and Special Collections
Rights Management:
Copyright Brian P. Kennedy. Permission granted to Barry University to digitize, archive and distribute this item for non-profit research and educational purposes. Any reuse of this item in excess of fair use or other copyright exemptions requires permission of the copyright holder.
Resource Identifier:
HG179 .K46 2009_KennedyBrianP ( BU-Local )
Classification:
HG179 .K46 2009 ( lcc )

BUDC Membership

Aggregations:
Barry University
Theses and Dissertations